Times are weird right now. Well, not weird -- mostly just...busy. And expensive. My wonderful, amazing, loving boyfriend (Chris) and I have decided to buy a home together. Very exciting, I know. We've been with each other for nearly three years, and after about a month of talking, decided to move in together. An apartment or rented house seemed ideal until we realized how much we'd basically be losing in a year (about $10,000). So: home owning, ho.
Now, we're literally seconds away from owning our first home, a tiny bungalow in the small city of Oak Park, just a mile outside our desired city of Ferndale. The purchase agreement has been signed, disclosures accepted, terms reached and agreed upon, inspection, appraisal and mortgage loan paid for and closing date set. All we need is a homeowner's insurance policy. Yuck. For saving money by not renting, we've spent quite a bit so far.
In any case, it's all quite thrilling. Shopping for furniture, accessories and all that pretty stuff is the most exciting part for me; I have naughty dreams about paint colors and curtain textures. Well, you know.
So for a while, I'll be chronicling our most adorable of adventures as we become first-time homeowners. Hopefully, the insights I give can help other first-timers a little look into what they can expect -- and of course, how not to screw up (as I'm sure we will, at least once).
Now, we're literally seconds away from owning our first home, a tiny bungalow in the small city of Oak Park, just a mile outside our desired city of Ferndale. The purchase agreement has been signed, disclosures accepted, terms reached and agreed upon, inspection, appraisal and mortgage loan paid for and closing date set. All we need is a homeowner's insurance policy. Yuck. For saving money by not renting, we've spent quite a bit so far.
In any case, it's all quite thrilling. Shopping for furniture, accessories and all that pretty stuff is the most exciting part for me; I have naughty dreams about paint colors and curtain textures. Well, you know.
So for a while, I'll be chronicling our most adorable of adventures as we become first-time homeowners. Hopefully, the insights I give can help other first-timers a little look into what they can expect -- and of course, how not to screw up (as I'm sure we will, at least once).
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